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NEW
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VIP Wealth Hub
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Customized asset management to grow your digital assets
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Top asset management team helps you profit without hassle
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The income threshold for the American middle class in 2026 is out | Have you met the standard?
According to the latest data, the annual income of upper middle-class families in the United States is approximately $117k to $150k, but this number varies greatly due to regional differences.
Key points:
- National median household income $74.6k
- Middle-income range: $56.6k-$169.8k
- Upper middle class typically $106k-$250k (varies by region)
Regional differences are significant: $85k in Mississippi is considered upper middle class, but in Maryland, you need $158k+ to be in the same category. Factors include housing prices, cost of living, tax rates, etc.
The inflation rate is expected to be 2.6%-2.8% in 2026, daily expenses continue to rise, and maintaining an upper middle-class status may require a higher income. What is your annual income? Would changing cities allow for an upgrade?