Is the ISO 20022 compliance coin really worth investing in? Both sides have valid arguments.

Recently, I've heard many people mention ISO 20022 compliance coins, saying that this thing is the direction of the future. But digging deeper, it's indeed a dilemma.

On the positive side: Once the compliance coin is integrated into this global financial standard, it means entering the traditional financial system. BTC and ETH have not followed suit, but those coins that are riding the wave can obtain compliance endorsement, which appears more "reassuring" to retail investors—similar to the spot Bitcoin ETF, which can eliminate many psychological barriers. Moreover, the mandatory disclosure of standardized data allows us to finally compare crypto assets with indicators just like stocks, rather than relying solely on hype.

Butt over here: The original intention of cryptocurrency is to escape from banks and central control. Bitcoin was born out of the 2008 financial crisis, with its core being P2P, decentralization, and autonomy. Now embracing global standards like ISO 20022 is, to some extent, a compromise with the traditional financial system, betraying the fundamental principle of "free money".

In plain terms, whether to choose compliant coins depends on what you really want – standardized returns or purely anti-censorship ideals.