🚀 How to buy domestic Nasdaq index funds? Just pay attention to these key points!

In recent years, more and more Chinese families have started investing in overseas stock markets, with the scale of QDII funds increasing from hundreds of billions to thousands of billions, averaging an annual growth of 40%+ 😱
Among them, the fund tracking the Nasdaq 100 index is the most eye-catching, with long-term returns leading the S&P 500, high returns, and significant volatility, making it suitable for long-term allocation.
📌 The core logic of selecting NASDAQ index funds
1️⃣ Large scale
The larger the fund size, the better the liquidity, the lower the trading costs, and the more stable the index tracking.
2️⃣ Long history
The longer the establishment time, the more reliable the ability to observe the fund's tracking of the index.
3️⃣ Low fees
The lower the management and custody fees, the higher the long-term returns, but the fee rate is not the only determining factor!
💡 Hidden Factors Affecting Returns

Cash Ratio
Funds need to hold a portion of cash and foreign exchange quotas. If the cash ratio is too high, the ability to track the index will be poor, leading to decreased returns.

Premium in the market
ETFs have premium volatility; high premiums may boost returns in the short term, but there is also the risk of chasing high prices.

Foreign exchange quota
Whether the fund can timely purchase U.S. dollar assets will directly affect the tracking error and yield.

✅ Summary: Low fee rate + Low cash ratio + Large scale + Long history = The most stable Nasdaq fund
📊 Investment Strategy Recommendations

Don't just focus on the fees; pay attention to the cash ratio of the fund's holdings.

Pay attention to the changes in fund premiums to avoid chasing highs.

Long-term holding, tracking index returns is the most reliable.

The Nasdaq index fund has high long-term returns but significant volatility; the core strategy is stability + continuous allocation 💪
‍#纳指基金 #QDII