41 months have passed since a certain tax authority pressured Puerto Rican regulators into placing a fully solvent crypto bank under receivership—reportedly as a publicity move tied to the J5 initiative. Among thousands of affected customers, only one case of successful fund recovery has been documented recently. The bank's solvency was never in question, yet regulatory action proceeded anyway. Critics argue this represents a troubling precedent where external pressure compromises fiduciary obligations to depositors. Meanwhile, the vast majority of clients remain unable to access their funds.