Over 7 million active accounts, strategic partnerships with MoneyGram and Circle worldwide, transaction fees of less than 0.00001 XLM—less than a penny—these numbers are quietly reshaping the global payments landscape through Stellar.
But what challenges does this established public chain face in 2025? Can the launch of Soroban smart contracts open new opportunities? As an investment target, is XLM overvalued or undervalued? We analyze these questions through the latest data and market performance.
What exactly is Stellar trying to solve?
Stellar is not just another trend-following public chain. Unlike Bitcoin, which focuses on its own currency attributes, or Ethereum, which is moving toward a universal computing platform, Stellar’s positioning is very clear: an open value transfer network.
Whether it’s USD, EUR, Bitcoin, or any digital asset, Stellar