In October 2024, Stripe made a high-profile $1.1 billion acquisition of the Stable Coin infrastructure company Bridge, the largest-scale acquisition transaction in the encryption industry to date, marking the traditional payment giant's accelerated embrace of Digital Money and Web3 technology. At the same time, the increasing demands of global economic integration and cross-border business have made enterprises more eager for real-time Settlement and a drop in Transaction Cost. In emerging markets such as Indonesia and Africa, the lack of sound financial infrastructure and high cross-border fees is particularly problematic. In a sense, the rise of encryption payments in these regions is both an opportunity and a challenge.